How To Withdraw From FCMB ATM Without Card

Here is a new method of withdrawing money from FCMB ATMs without using your card. To get it running, follow the steps below. This is a safe and convenient way. Discover how to do biometric withdrawals. Locate any FCMB ATM equipped with the fingerprint withdrawal option.

  • Initiate the Cardless option on the ATM.
  • Withdraw your fingerprints selectively
  • Enter Your Account Number (NUBAN)
  • For 7 seconds, place your right thumb on the fingerprint scanner and click continue.
  • Enter the desired withdrawal amount.
  • Your fingerprint is validated and payment is allowed.
  • Then, patiently for the ATM to disburse cash.

How to Withdraw Cash from an ATM Without Using a Card Using the FCMB Mobile App



This is how you withdraw cash from any bank ATM without using a credit card. This approach is available only to FCMB customers. Therefore, if you forget your ATM card and are in an area without an FCMB ATM, Then employ this technique. It is compatible with FCMB and other banks’ ATMs.



  • Login to the FCMB mobile application (If you haven’t enabled your FCMB mobile banking app, please read this tutorial.)
  • Select ‘Cardless Cash’ from the drop-down menu.
  • Complete the tabs’ fields of information and then click ‘Generate Paycode Token.’
  • Visit any ATM, press the ‘Enter’ key, and choose the ‘Paycode Cashout Option’.
  • Input the eight- to fourteen-digit withdrawal code that was sent.
  • Insert the four-digit Cash-Out PIN that was generated. Enter the amount and submit.
  • Please keep in mind that there is a N100 withdrawal fee every transaction and that you cannot withdraw more than N20,000 at a time.