Have you been looking for a way to withdraw money from an ATM or point of sale without using your Naira debit card? This is especially useful if you are in a financial bind and want to know if it is possible to obtain cash without using your card.
Yes, you can withdraw money because GTBank has implemented a procedure for cash withdrawals without using your debit card.
The procedure is divided into three distinct stages.
We’re going to go through each option in detail for withdrawing money from an ATM without using your debit card; this is referred to as cardless withdrawal.
Gtbank has announced three new cardless withdrawal options for its customers: Internet Banking, Mobile Banking, and USSD.
The first method
USE USSD TO WITHDRAW MONEY FROM A GTBANK ATM WITHOUT AN ATM CARD
Customers of Guaranty Trust Bank should contact *737#.
1.Enter “8” to advance to the next page.
2, Enter “1” to indicate that cardless withdrawals are desired.
3. Enter “1” or “2” to indicate whether you want to use “GTBank” or “Other Bank.”
4. If the “Other Bank” option is selected
then, as “1” or “2,” enter “Terminal” to select “ATM” or “POS.”
5. Enter the “Amount”
6.Enter any four-digit code to establish a “Cash-Out PIN.”
7.Enter the four-digit PIN you previously selected to complete the cardless withdrawal request.
A reference code is immediately given to your mobile phone through SMS, and you can use it to identify the closest ATM for withdrawals.
Option number two
CARDLESS WITHDRAWAL VIA INTERNET BANKING AT GTBANK
1.Use your User ID and Password to log in to internet banking.
2. Select “Account Transfers” from the drop-down menu.
3. Click “Cardless” if you wish to make a withdrawal from a GTBank ATM machine located near you.
withdrawal from service (GT-Rescue)”
4. If you wish to make a withdrawal from an ATM operated by another bank, click “Paycode (Cardless withdrawal)”.
5. Complete the given form with your “Names,” “Mobile phone number,” and “Debit account.”
“Terminal type” and “Cash-out amount” are only a few examples.
6. Verify that all information is true and full.
7. Type “answer to secret question” in the box provided.
8. Type in the “Token code.”
9 To finish your request, click the “Submit” button.
Please keep in mind that a reference code will be given to your phone number through SMS immediately.
Afterwards, locate the closest ATM to make your withdrawals.
HOW TO USE MOBILE BANKING TO WITHDRAW FROM A GTBANK ATM WITHOUT AN ATM CARD
1.Download the GT-World application to your Android phone’s “Playstore,” BlackBerry phone’s “Appworld,” or iPhone’s “Applestore.”
2. Access Mobile Banking by entering your User ID and Password.
3. Slide your finger across the screen of your mobile phone to reveal noteworthy menu items.
4 On the “Banking” module, click the “Cardless withdrawal” option.
5 To withdraw money from a GTBank ATM machine near you, click ” Cash out (GTBank).
6 If you wish to make a withdrawal from an ATM operated by another bank, select the ” Cash out (All ATMs & POS)” option.
Complete the displayed form.
7 Click the “Continue” button.
8 To complete your request, enter your “4-digit PIN” or “Token Code” and click “Done.”
Your cell phone is immediately issued a reference code.
To make a withdrawal, locate the nearest ATM machine.
HOW TO PERFORM CARDLESS WITHDRAWALS AT THE ATM
For ATMs operated by GTBank
1 Identify a GTBank ATM.
2 On the ATM, press the “Enter” button.
3 Select “Cardless Withdrawal(GT-Rescue)” from the drop-down menu.
4 Enter the “Reference Code” that was sent to your mobile device.
5 Type in ” Amount ” (This must be the same as the selection made when starting a request via Internet Banking, USSD, or Mobile Banking.)
6 To proceed, press the “Enter” key.
7 Gather your Cash
Atm OPERATED BY OTHER BANKS
1 Locate any atm operated by Other Banks
2 On the ATM, press the “Enter” button.
3 Select “PayCode” from the drop-down menu.
4 Enter the “PayCode” number that was sent to your cell phone.
5 When initiating the request, enter the pre-selected “Cash-Out PIN Number” from Internet Banking.
6 Enter the “Amount” field. (This must be the same as the selection made when starting a request via Internet Banking, USSD, or Mobile Banking.)
7 To proceed, press the “Enter” key.
8 Gather your Cash