Keystone Bank Personal Loan, Auto loans and Asset Financing requirements

Keystone bank, the Nigeria leading financial institution on internet Banking that allows customers to view and interact with their accounts online, make deposits and payments by phone or online service, has unveiled their personal loans, mortgages, lines of credit, Auto loan, and Asset Financing Facility.
Keystone bank’s Device Financing Facility is unparalleled because it allows salaried individuals to purchase brand-new phones and other devices from 9mobile.

Following is a list of Keystone bank loans, after which we will discuss eligibility requirements and application procedures for various credit facility offers.

1. Auto loan

2. Individual Loans

Asset Financing Mechanism

4. Equipment Finance Facility

1. AUTO LOAN

The central bank An auto loan is a long-term credit facility for individuals who wish to purchase a car (only brand-new vehicles) for personal use. Customers can access up to N15 million (depending on their monthly salary).

The car loan Repayment is required within 48 months, with a minimum equity contribution of 20%. It has a competitive rate of interest with Credit life insurance

REQUIREMENT

To qualify for an auto loan from Keystone Bank, you must meet the following requirements.

1. A properly filled out application form

2. Residence of Wages and Allowances

3. Evidence of most recent pay stubs

4. Completed Employer’s Letter of Commitment

5. a properly executed Letter of Set-Off/Lien

Positive Credit Checks to evaluate creditworthiness.

7. No history of cheques returned

Valid identification (including employee ID) is required.

9

10. Passport picture

Details of Instantaneous Pay and Property Acquisition The same, but should be featured last.

2. PERSONAL LOANS

The Keystone Bank Personal Loan is a short- to medium-term loan that provides corporate employees with financial independence. Customer can access up to N10 million based on the employee’s monthly income and repay within 36 months.

This type of loan requires Credit life insurance and has competitive interest rates compared to other Nigerian banks.

REQUIREMENTS

To qualify for a personal loan from Keystone Bank, you must satisfy the requirements outlined below.

1. A properly filled out application form

2. Residence of Wages and Allowances

3. Evidence of most recent pay stubs

4. Completed Employer’s Letter of Commitment

5. a properly executed Letter of Set-Off/Lien

Positive Credit Reports

7. No history of cheques returned

Valid identification (including employee ID) is required.

9. BVN

10. Passport picture

3. DEVICE FINANCING FACILITY

The essential bank loan The Device Financing Facility package enables employees of reputable organisations and government employees to purchase brand-new phones and other devices from 9mobile. To begin, please visit a 9mobile designated store or click here to obtain a proforma invoice.

Customers can borrow up to N500,000 (subject to the employee’s monthly income) and pay it back within a year with a minimum equity contribution of 20%. The loan facility features competitive interest rates. Credit existence assurance

REQUIREMENTS

To qualify for 9mobile’s Device Financing Facility through Keystone Bank, you must satisfy the following stipulation:

1. A properly filled out application form

2. Residence of Wages and Allowances

3. Evidence of most recent pay stubs

4. Completed Employer’s Letter of Commitment

5. a properly executed Letter of Set-Off/Lien

Positive Credit Reports

7. No history of cheques returned

Valid identification (including employee ID) is required.

9. BVN

10. Passport picture

4. ASSET FINANCING FACILITY

The Asset Financing Facility of the keystone bank enables Wage Earners to acquire brand-new household electrical and electronic equipment from the bank’s pre-approved vendors and to make payments over a period of 18 months.

An employee of a reputable organisation or a government worker can borrow up to N5 million (subject to the employee’s monthly income) and pay it back within 18 months with a minimum equity contribution of 20%.

This type of loan requires credit life insurance and has competitive interest rates compared to other financial institutions.

REQUIREMENTS

To qualify for the Asset Financing Facility at Keystone Bank, you must meet the following requirements.

1. A properly filled out application form

2. Residence of Wages and Allowances

3. Evidence of most recent pay stubs

4.Completed Employer’s Letter of Commitment

5. a properly executed Letter of Set-Off/Lien

Positive Credit Reports

7. No history of cheques returned

Valid identification (including employee ID) is required.

9.BVN

10. Passport picture

HOW TO APPLY FOR KEYSTONE BANK LOAN

To submit an application for a loan from Keystone Bank, please visit the bank’s online application portal.

Leave a Reply

Your email address will not be published.