UBA Visa Dual Currency Debit Card (DCDC) In Nigeria

We’ve arrived at this moment, and I’m sure you’ve always desired to acquire a UBA visa dual currency debit card.
This is a one-of-a-kind debit card that can be used to make transactions over the internet anyplace Visa is accepted.
Consider how technology has progressed from people carrying cash in sacks to people carrying debit cards.

No one could have predicted that we would arrive at this stage with only a card as a means of payment.

And, as you are all aware, this is becoming more exciting as technology advances and changes at a rapid pace.

In this guide, I’ll explain what dual currency is and how to use a visa debit card.

THE UBA VISA DUAL CURRENCY DEBIT CARD (DCDC)

The UBA visa debit card (DCDC) is a card linked to your Nigerian Naira and US dollar domiciliary account.

Following that, your transactions in Nigeria will be routed through your Naira account anytime you make local purchases or withdrawals.

When you make overseas purchases or withdrawals, however, your transactions are routed through your USD dollar account.

This is the one-of-a-kind feature known as dual currency functionality.

You’ll need an active domiciliary account and a Naira account to get the UBA visa dual-currency debit card (DCDC), and you can open one if you don’t already have one.

Transaction Limits for UBA Dual Currency Debit Cards

The transaction limits are as follows, but they are subject to market modifications for overseas transactions:

Within 24 hours, the maximum amount you can withdraw from an ATM is 150,000 Naira.

Within 24 hours, the maximum amount you can spend on a POS or the internet is 1,000,000 Naira.

This card is accepted all over the world, but it can only be used with Naira current or savings accounts.

The UBA visa dual currency (DCDC) debit card has a three-year expiration date from the date of issue, and all ATM and POS transactions require a PIN.

WHAT IS THE COST OF THIS DEBIT CARD?

A new UBA visa dual currency (DCDC) debit card costs 1,000 naira (plus VAT), while replacing a lost, damaged, or expired one costs 1,000 naira (plus VAT).

The card maintenance charge is $20 per year, and cash withdrawals when traveling overseas cost $3.50 plus the acquirer fee.

UBA visa dual-currency debit cards: everything you need to know (DCDC).

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